One of the problems with not pre-paying or preparing for a funeral is that the survivor(s) are having to make decisions in the midst of immense loss, and there is a sense of wanting to do everything that you can possibly afford for your loved one, and often that’s more than they can actually afford. Others might be afraid to look cheap in the presence of other family members who might, or be perceived to be, wondering, why someone would choose the cheaper of a group of options, when the reality is that most people would probably want those they leave behind to have as much money as possible to carry on in their absence. I don't think most of us want our spouse or children to go broke so that we can rot in an expensive casket that no one will ever see again.
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