Geico Insurance Tried to Rip Me Off - Twice

Tony Nathanson

Well-known member
Last year, my premium went up $80.00. I spoke to an agent who said, "We sent you a mileage form to fill out & send back to us & we never received it."
I said, "I never received your form, so I couldn't fill it out."
I gave them the benefit of the doubt; occasionally, mail can get lost or misdirected.
She asked me if my yearly mileage changed & I said it didn't. Then I asked her, "Why couldn't you have phoned or e-mailed me & asked me about my mileage instead of just increasing my premium as much as you wanted?"
No reply. They sent me a revised bill with the correct amount.

Yesterday, I received my Geico bill - with another increase. I called Geico again. After enduring 10 minutes of AI assistants, I asked an agent why my premium increased. She gave me the same line - "We sent you a mileage form to fill out & send back to us & we never received it."
I said, "You already used that lie last year; can't you be more creative?"
She said, "What do you mean?"
I said, "How do your bills always get to me, but your mileage statements never do?" She answered me by reading my address to me.
I said, "Thank you for reminding me where I've lived for many years. Now, how about answering my question?"
She repeated, "We sent the mileage form to you."
I said, "Fine, you're an idiot. Send me a revised bill with the correct amount or cancel my policy."

I then filed a complaint with the Insurance Commissioner. They'll probably do nothing.
Nobody rips me off!!
 
I have auto insurance with a regional company who has local offices everywhere. I prefer that so I can talk to a local agent when things like this happen.

Two weeks ago my local office called me to ask if I was paying the policy on the F-150 or letting it lapse. I replied that I had already paid it. Thankfully I had two proofs of payment, one of which was a confirmation from their home office.

In summary, the home office was in the process of “upgrading “ their software and my on line payment was lost and floating around in their insurance cyberspace. It took them several days to find it , but my agent called to let me know they had rectified their mistake.

My agent was more P.O’d at the home office than I was, as it seems there was more than me involved in the company’s muckup.

*****

I don’t know what the solution is to your issue, unless you can go on-line and fill out a mileage form. Although when my insurance company has asked for that in the past, they want a photo of the odometer and the VIN tag because they can’t believe ny 2002 Saturn only has 78,000 miles on it😂
 
Last year, my premium went up $80.00. I spoke to an agent who said, "We sent you a mileage form to fill out & send back to us & we never received it."
I said, "I never received your form, so I couldn't fill it out."
I gave them the benefit of the doubt; occasionally, mail can get lost or misdirected.
She asked me if my yearly mileage changed & I said it didn't. Then I asked her, "Why couldn't you have phoned or e-mailed me & asked me about my mileage instead of just increasing my premium as much as you wanted?"
No reply. They sent me a revised bill with the correct amount.

Yesterday, I received my Geico bill - with another increase. I called Geico again. After enduring 10 minutes of AI assistants, I asked an agent why my premium increased. She gave me the same line - "We sent you a mileage form to fill out & send back to us & we never received it."
I said, "You already used that lie last year; can't you be more creative?"
She said, "What do you mean?"
I said, "How do your bills always get to me, but your mileage statements never do?" She answered me by reading my address to me.
I said, "Thank you for reminding me where I've lived for many years. Now, how about answering my question?"
She repeated, "We sent the mileage form to you."
I said, "Fine, you're an idiot. Send me a revised bill with the correct amount or cancel my policy."

I then filed a complaint with the Insurance Commissioner. They'll probably do nothing.
Nobody rips me off!!
There are going to be all sorts of insurance increases from here on out. I got a notice that insurance is changing on house roofs. They will no longer get replacement value. they will get some sort of retroactive value if they are less than 10 years old. They said mine was replaced in 2013 but if I paid $90 more this time, it would be covered one more year. It was replaced after a hail storm in 2017. She held that it was replaced in 2013. I did not get a receipt because I did not pay for it. So, what they say goes. And what goes is insurance will be going UP with all the floods, fires and hail. And illegals in accidents.
 
Many years ago, I had State Farm for my auto insurance. I pay my premiums on time, don't have any accidents.

But one day, I got a notice from the police that my license had been suspended because I was driving without insurance and a bench warrant had been issued for my arrest. Huh? Mind you, this was before internet scams so I was pretty sure I was in big trouble.

I call State Farm. Oh, we're soooo sorry. We made a mistake and notified the county that about 5,000 people's insurance had been cancelled. Cancelled? Whadda ya mean, cancelled? Oh, it's OK, you're not really cancelled....we just made a mistake and notified the county that you didn't have insurance. Well, how long ago was this? Well, it's been about 10 days. AND YOU DIDN'T THINK IT WOULD BE A GOOD IDEA TO LET *ME* KNOW ABOUT THIS????

We're getting this taken care of. It will all be OK in a few days. A FEW DAYS??? I HAVE A BENCH WARRANT ISSUED FOR ME AND PROBABLY 5,000 OF MY CLOSE FRIENDS and you say it will be OK IN A FEW DAYS??? Well, if the police stop you, just have them call us. Yeah, like THAT'S going to happen.

I didn't drive for the next few days. It did get straightened out but I never trusted State Farm after that. I got new insurance as soon as possible.

The insurance company isn't your friend and doesn't have your best interests at heart.....
 
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