Welcome to SENIORSonly CLUB (Seniors Only Club). I hope you'll enjoy it here. My name is Ken Anderson, and am the administrator of this forum. I have established an account under my own name, which is the one that I'll be using in this forum, saving this account for administrative matters only. You will have (hopefully) noticed that I am doing one thing here that is different from most forums, in that I am requiring the use of a first name and a last name. I am doing this in the belief that it is far more comfortable to carry on a conversation with someone that has a real name, even when it may not be the actual name of the forum member, than when a handle is used. For example, "This is what I think, Bill" seems far more natural than "This is what I think, RedCircle554." If, by any chance, you missed that part when you registered for an account here, your account will be deleted, because the forum software does not permit me to change your member name, but you are invited to re-register using a first name and a surname. Again, this DOES NOT have to be your real name, but choose something that you will feel comfortable with.