Yeah, today is our 15th anniversary of living in this house that we had purchased in 2001 via a bank loan. The mortgage is to be fully paid next month. What a relief. We used to rent a house for 8,000 per month but when we got this house, the monthly installment for the mortgage is 11,000. Not bad eh? But this is a 20-year old house and we had to spend a lot for the repairs and renovation like re-wiring of electrical connections, laying out new piping for the water and repairs of the broken concrete plus installation of new bedroom doors and screen doors as well. And there are more but too many to mention. For now, there are needed repairs again and we are still trying to make plans and checking the budget too. But we are quite satisfied with this house and it's in a good neighborhood in this suburban town. The only main issue is the heavy traffic on the main road.